What is AML (Anti-Money Laundering)?

Regulations and screening designed to prevent financial systems from being used to launder illicit funds.

Anti-Money Laundering (AML) is the legal and operational framework that requires businesses, banks, fintechs, real-estate, high-value goods, to verify customer identity, screen against sanctions and politically-exposed-person (PEP) lists, monitor transactions, and report suspicious activity. KYC is the customer-verification piece of AML. PDF Verified offers AML-grade KYC (ID + liveness + PEP/sanctions screening) on Enterprise for regulated industries.

Who needs AML compliance

Banks, fintechs, crypto exchanges, lawyers, real-estate brokers, accountants, high-value goods dealers (cars, jewellery, art). The exact thresholds and obligations vary by jurisdiction, EU 6th AML Directive, U.S. Bank Secrecy Act, UK Money Laundering Regulations 2017.

AML screening

AML KYC goes beyond identity confirmation: it checks the verified person against OFAC, EU/UN sanctions lists, and PEP databases. A match triggers Enhanced Due Diligence (EDD), additional verification before onboarding the customer or signing the contract.

PDF Verified AML integration

On Enterprise, PDF Verified adds OFAC + EU sanctions + UN sanctions + PEP screening to the KYC step. Matches are flagged on the audit trail and can block or pause the signing flow per your policy.