What is AML (Anti-Money Laundering)?

Regulations and screening designed to prevent financial systems from being used to launder illicit funds.

Anti-Money Laundering (AML) is the legal and operational framework that requires businesses — banks, fintechs, real-estate, high-value goods — to verify customer identity, screen against sanctions and politically-exposed-person (PEP) lists, monitor transactions, and report suspicious activity. KYC is the customer-verification piece of AML. PDF Verified offers AML-grade KYC (ID + liveness + PEP/sanctions screening) on Enterprise for regulated industries.

Who needs AML compliance

Banks, fintechs, crypto exchanges, lawyers, real-estate brokers, accountants, high-value goods dealers (cars, jewellery, art). The exact thresholds and obligations vary by jurisdiction — EU 6th AML Directive, U.S. Bank Secrecy Act, UK Money Laundering Regulations 2017.

AML screening

AML KYC goes beyond identity confirmation: it checks the verified person against OFAC, EU/UN sanctions lists, and PEP databases. A match triggers Enhanced Due Diligence (EDD) — additional verification before onboarding the customer or signing the contract.

PDF Verified AML integration

On Enterprise, PDF Verified adds OFAC + EU sanctions + UN sanctions + PEP screening to the KYC step. Matches are flagged on the audit trail and can block or pause the signing flow per your policy.